The U.S. Government offers members of the military and their families health and dental benefits, cash allowances for relocation, and funds to repay student loans. After all, the U.S. Armed Forces has over 1.4 million soldiers actively serving in the military and over 22 million retired military members.

Laws have been created to protect military members from making poor financial choices. For active duty military and reservists, the Military Lending Act (MLA) prohibits lenders from offering financing with interest rates in excess of 36%. Borrowers can now get a military loan online with a fair interest rate. The Servicemembers Civil Relief Act (SCRA) puts a lawsuit, foreclosure, bankruptcy, divorce, or any other civil matter on hold until after their service term is over. Even veterans are given access to VA loan programs aimed at providing veterans with low cost personal loans, mortgages, and general financial guidance. Once an individual has put their life on hold to serve our country, they shouldn't have to waste time digging themselves out of debt.